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NRIDA to Explore Smart Solutions to Improve the Pace of Rural Road Construction and Up-keep



NRIDA is set to pilot smart solutions backed by digital innovations to modernize existing performance monitoring mechanisms and improve the service delivery capacity of Pradhan Mantri Gram Sadak Yojana (PMGSY), a flagship program of the Government of India.

The third phase of PMGSY will expand India’s rural road network by 125,000 km. With an outlay of INR 80,250 crore, the government plans to conclude this phase by 2025. PMGSY’s third phase has pushed the National Rural Infrastructure Development Agency (NRIDA), the nodal agency that manages and monitors the program, to accelerate its efforts to modernize performance monitoring systems. NRIDA, which operates under the Ministry of Rural Development, has been exploring potential smart solutions to improve PMGSY’s delivery capacity on the ground, particularly in the context of physical and financial management of projects.

L to R: Deepak Ashish Kaul, Director, Finance and Administration, NRIDA, Dr. Ashish Kumar Goel, IAS, JS, MoRD and DG, NRIDA, Manoj Kumar Sharma, MD, MSC

The envisaged solutions will introduce smart payments and microservices-based architecture under the program’s current monitoring and management mechanism. This move will help improve the pace of construction, reduce delays, prevent under-utilization of funds, avoid cost overruns, and strengthen the accountability of government officials and contractors.

In line with its efforts to introduce innovative solutions, NRIDA signed a statement of intent with MSC (MicroSave Consulting) on Monday to explore potential pilots for a smart payment solution. Dr. Ashish Kumar Goel, Joint Secretary of the Ministry of Rural Development and Director General of NRIDA, presided over the brief singing-off ceremony. Other dignitaries from the Ministry of Rural Development and MSC also attended the ceremony. Mr. Manoj Sharma, Managing Director at MSC, Mitul Thapliyal, Partner at MSC, and other team members represented the consulting firm.

The proposed initiative is a part of the Ministry of Rural Development’s integrated efforts to improve the performance management of government programs. It also seeks to address capacity concerns in construction and maintenance management at the local level through a range of emerging IT solutions. The intended outcome of the project is to enhance transparency across the system. It will enable key decision-makers to have better observability of data from sites, trace fund flows, and monitor the program’s overall performance.

“The implementation of the smart payment engine will be the first-of-its-kind initiative of the Ministry. Interventions like the single project registry and electronic measurement book based on open-source architecture will set a precedent for other programs. Once implemented on the ground, this intervention will also help enable a smart payment system, which will reduce delays in implementation of projects,” said Dr. Ashish Kumar Goel, Joint Secretary, MoRD and DG, NRIDA.

“NRIDA’s novel initiative will not just help PMGSY but also create pathways for similar government programs. The proposed smart payments solution framework for PMGSY will be developed using emerging technology to improve the capacity of service delivery. Given the modern architecture proposed, we believe the smart payment framework will help NRIDA in its IT journey. It will facilitate the adoption of Internet of Things (IoT) devices for effective monitoring in the future,” said Mr. Manoj Sharma, Managing Director, MicroSave Consulting.


The Government of India launched PMGSY in 2000 to provide rural road connectivity to villages across India. The NRIDA functions under the Ministry of Rural Development and manages the centrally sponsored scheme. Phase three of PMGSY will involve consolidation through routes and major rural links connecting habitations to agricultural markets, higher secondary schools, and hospitals.

The central and state governments would share funds in the ratio of 60:40 in the current phase. The funding ratio for North Eastern and Hill States (Himachal Pradesh and Uttarakhand) is 90:10. So far, 6.71 lakh km long roads have been constructed under PMGSY.

About MSC

MSC, formerly MicroSave Consulting, is a boutique consulting firm contracted to design this unique digital solution. Over the past years, MSC has worked at the center of the digital finance revolution to enable social, financial, and economic inclusion for everyone in the digital age.

About the solution

PMGSY has an online management, monitoring, and accounting system (OMMAS) that helps NRIDA oversee the program’s nationwide implementation. However, the functionalities of OMMAS need to be upgraded to keep pace with advancements in digital technologies. The proposed solutions will supplement and enhance the existing OMMAS system.

The bouquet of solutions includes three key elements. The first solution is a “single projects registry“, which will act as the single source of truth for project execution. Once merged with other IT systems, it will serve as a single database for the program, from planning to implementation. The solution will also provide real-time information on the progress of all programs and help officials manage the project more effectively.

The second solution involves introducing an “e-measurement module” for real-time project monitoring and progress tracking. The platform will ensure mechanisms for proper compliances of quality and time by contractors. It will enforce accountability on government officials for timely approvals and validation of work by contractors.

The third solution involves building a “smart payment system” to manage expenditures and disburse payments at the last mile. It will facilitate the automatic release of payments to vendors upon completion of work targets and submission of invoices, thereby eliminating delays in payments. The payment system will also provide officials complete observability of the financial fund flow and the physical progress of the program.

Ultimately, all three components will work together to form robust and comprehensive fund management and monitoring system within the OMMAS system.

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Entrepreneur Stories

Sushma Gets Ranked Best Developer in Punjab Based on Customer Reviews



Delhi-based research firm International Brand & Research Forum (IBRF) gave AAA ratings based on customer satisfaction to Sushma Buildtech from Punjab and declared it the Best Developer in Punjab based on customer reviews. The survey was conducted across the region with a special focus on past customers; IBRF Global researched the quality & feedback index on various parameters to come up with the result.

Mr. Prateek Mittal, Executive Director,Sushma Group

Mr. Prateek Mittal, Executive Director, Sushma Group, said, “Our customers are the centre of our attention, and we value Customer Feedback and customer reviews as it helps us get to know our strength. We pay attention to the tiniest aspects in our grandest goals, and we make the biggest pledges in the tiniest details.

The Sushma Group has been a leading name in the real estate sector of Chandigarh right after its inception. The organization is known for providing world-class residential and commercial options with state-of-the-art amenities. A name to reckon with and is one of the top 10 developers in the Tricity region, the Group has a track record of delivering 14 projects in 13 years. The IBRF looked at the Sushma Customer Complaints over a period of time and compared with Sushma Customer Feedback for brand and specific projects. Sushma Customer Reviews were also studied and taken into consideration.

The Group has long valued customer satisfaction and has paid close attention to customer feedback. The Group has returned with their Happy Home Celebrations during the festival season to spread delight among homebuyers and present them with memories to last a lifetime. Every month, they are spreading happiness to 100+ families by satisfying them with superb, assured quality and the best location of their dream homes. They are encouraging individuals to enhance their celebrations by buying a new home.

Sushma has worked hard to ensure that all of its projects meet the highest standards of quality and consistency. The majority of its projects are located on PR7 Airport Road, which provides good connectivity.

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Oakridge Bengaluru School Principal Pallavi Mishra Speaks on Future of Learning



In its 29 States and 7 Union territories, India has a staggering 20 million schools with 315 million students. Almost two third of these schools are government run and need more focus on professional development for teachers, holistic learning methods for students and technological integration in all aspects of daily school life. The tie up of 30 government schools in Delhi with IB (International Baccalaureate) the beginning of this reformation of schools and can truly accelerate equity in education.

Oakridge International School Principal Pallavi Mishra interacting with IB Students

IB is designed to evoke the curiosity in students about the world around them, thereby creating life-long learners. The curriculum is structured in a way that it exposes students to a wide range of activities, projects and experiences, that develop their personality and prepare them for the competitive world ahead. Right from p.y.p (primary years programme), children learn to approach problem solving in the design thinking method. Once a concept is introduced, it is researched, studied and understood through Math, English and Science. Consequently, children develop a transdisciplinary approach very early on. This habit of scientific investigation is nurtured in m.y.p (middle years programme) through the global contexts and approaches to teaching and learning. In fact, the vertical alignment of the curriculum is quite exception, what begins as unit of inquiry in primary, evolves into interdisciplinary unit and in d.p (diploma programme) it acquires a more formal structure through the extended essay and theory of knowledge. In other words, children are given several opportunities to explore and investigate a big idea in a structured manner with measurable outcomes. And in many ways, this form of learning provides the much-awaited reformation of the traditional Indian schooling system.

What is considered as extra-curricular in the traditional schooling system is embedded in the main academic curriculum and implemented via collaborative student-led initiatives. For instance, Oakridge Bengalurus JMUN (Junior Model United Nations) event is a platform where students speak as country delegates and debate over a host of on-going world issues from food crisis, to global warming and waste disposal. Events like these are one among the many in the IB way of learning, that nurture leadership, public speaking, and problem-solving skills in students

In the words of Sir Ken Robinson (International Advisor on Education) “It is time for an education system that is “flexible“, sees ‘connections‘ between all types of knowledge and provides ample ‘opportunities‘ for different ability groups and talents to flourish.”

To know more about Oakridge International School and their IB Programme visit

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Amidst a Drop in Glove Prices – SRAM & MRAM Cements its Place in the Gloves Market



The COVID -19 has reduced its intensity with the onset of the vaccines and stringent lockdown rules imposed by the Countries and Governments all across the globe, but in no way it has stopped completely. Slowly and steadily we are witnessing newer strains regularly, posing a challenge to healthcare authorities across the globe.


The world has seen a sea change in its attitude towards businesses and people. The synergies have somehow changed for good or worse. But one thing that stands out is the will to fight against all odds, be it the people or the businesses. One such business that started to thrive in the COVID-19 times is the business of Nitrile and Latex gloves. Almost, the whole world was running from pillar to post to secure allocations from glove manufacturers. Manufacturers doubled and sometimes trebled their capacities to accommodate the sudden surge. With the herd immunity in some locations, the entire demand of gloves peaked. Post that, with the advent of vaccines until the beginning of 2021, the demand suddenly died, resulting in an over-capacity produced lying in warehouses and ports and factories with businesses collapsing. Prices had dropped to almost pre-COVID levels with many businesses almost on the verge of shutting down their shops.


SRAM & MRAM Group a conglomerate from the UK, understanding the gravitas, has decided to make the glove business its mainstay. The brand has opted to continue the business against all odds. With its concentration on newer glove products and better marketing strategies, the group has decided to stay afloat in an otherwise shaky environment. The brand has taken such a bold step to continue further. All thanks to the TOP Gloves Corporation Bhd, the leading OEM supplier, world’s largest manufacturer of gloves to help salvage SRAM’s business initiatives in the Gloves market.


Special mention has to be made for Tan Sri Dr Lim Wee Chai, the Founder of TOP Gloves for extending his full support and helping in SRAM’s initiatives wholeheartedly. Dr. Hiranandani, Chairman of the SRAM Group conveys his heartfelt gratitude to Tan Sri Dr. Lim Wee Chai and the entire TOP Gloves Team for staying with SRAM and helping SRAM graciously and providing their dedicated support for their business in North America and Europe. With the continuous cooperation of Tan Sri Dr. Lim Wee Chai and his entire team, SRAM is expected to grow in the glove industry.


SRAM & MRAM Group was instrumental in launching a wide variety of PPE products and solutions under the brand name of “Walletz4u” to fight the pandemic. Currently, the brand is focusing on gloves of varying specifications, shapes, sizes and contours for varied industries. With the launch of Walletz4u, the group joins the league of the leading players to sell their own brand of gloves across the globe. SRAM & MRAM under its banner is currently looking to create a big foothold on all the premier types of gloves requirements without restricting itself to rubber and latex products.


Billionaire and the 8th richest person in Malaysia, Tan Sri Dr Lim Wee Chai, the Executive Chairman and Founder of Top Glove Corporation Bhd, in the year 1991 started with 1 factory and 1 line and has since transformed the brand to being the largest glove manufacturer with a 26% market share across the globe with 50 production facilities and 800 production lines in Malaysia, China, Vietnam and Thailand. The company is also listed on Bursa Malaysia (Kuala Lumpur Stock Exchange) and the main board of the Singapore Exchange (SGX).


In 2015, Lim completed his PhD in Management from the University of Selangor in Malaysia. He was conferred with an Honorary Doctorate in Business Administration by Oklahoma City University in the United States in year 2016. In August 2018, Lim was conferred an Honorary Doctorate in Entrepreneurship by Management & Science University, Shah Alam, Malaysia. In October 2020, Lim was conferred an Honorary Doctor of Philosophy (PhD) Degree in Business Management by the University of Cyberjaya and appointed as an Honorary Professor of the University. Tan Sri Dr. Lim was awarded the prestigious accolade Master and Country Entrepreneur of Malaysia by Ernst and Young.


The company today employs a sizeable number of employees across the globe directly or indirectly and Tan Sri Dr. Lim Wee Chai has made it his personal endeavor to take care of his employees. His philanthropic deeds need special mention as he and his wife donate a substantial portion of their income for the betterment of the community. His wife through her charitable venture Tzu Chi foundation has roped in Tan Sri to become a full-time volunteer for the efforts.


In spite of being the Chairman of the largest glove manufacturing company, Tan Sri Dr. Lim Wee Chai has helped new entrepreneurs achieve their due. SRAM & MRAM Group has been at the receiving end of Tan Sri’s graciousness to help take its baby steps, and will always be needing the cooperation and support of Tan Sri Dr. Lim Wee Chai.


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